Radiant Capital Advisors, Inc ("RCA") respects each individual's right to privacy. We value our relationship with you, and we take pride in maintaining loyalty and respect with each client by providing you with security. The provisions of this notice apply to former customers as well as our current customers.

 Personal Information

 When you apply for or maintain a live or demo account with RCA, and or one of our affiliates, we collect personal information about you for business purposes, such as evaluating your financial needs, processing your requests and transactions, informing you about products and services that may be of interest to you, and providing customer service. Such information may include:

1.       Application Information - Information you provide to us on applications and other forms, such as your name, address, birth date, social security number, occupation, assets, and income.

2.       Transaction Information - Information about your transactions with us and with our affiliates as well as information about our communications with you. Examples include your account balances, trading activity, your inquiries and our responses.

3.       Verification Information - Information necessary to verify your identity such as a passport or drivers license. Examples also include background information about you we receive from public records or from other entities not affiliated with RCA. The USA Patriot Act requires us to collect information and take actions necessary to verify your identity.

About Cookies

 Cookies are small files containing information that a Web site uses to track its visitors. RCA may set and access RCA cookies on your computer, enabling us to learn which advertisements and promotions bring users to our web site. RCA or any of its divisions may use cookies in connection with RCA's products and services and to track your activities on our web sites. Such information that we collect and share would be anonymous and not personally identifiable.

Sharing Information with Our Affiliates

 We may share personal information described above with our affiliates for business purposes, such as servicing customer accounts and informing customers about new products and services, and as permitted by applicable law. Our affiliates may include companies controlled or owned by us as well as companies which have an ownership interest in our company. The information we share with affiliates may include any of the information described above, such as your name, address and account information. Our affiliates maintain the privacy of your information to the same extent RCA does in accordance with this Policy.

Sharing Information with Third Parties

RCA does not disclose your personal information to third parties, except as described in this Policy. Third party disclosures may include sharing such information with non-affiliated companies that perform support services for your account or facilitate your transactions with RCA, including those that provide professional, legal, or accounting advice to RCA. Non-affiliated companies that assist RCA in providing services to you are required to maintain the confidentiality of such information to the extent they receive it and to use your personal information only in the course of providing such services and only for the purposes that RCA dictates. We may also disclose your personal information to third parties to fulfill your instructions or pursuant to your express consent. We want you to know that RCA will not sell your personal information.

Regulatory Disclosure

Under limited circumstances, RCA may disclose your personal information to third parties as permitted by, or to comply with, applicable laws and regulations. For example, we may disclose personal information to cooperate with regulatory authorities and law enforcement agencies to comply with subpoenas or other official requests, and as necessary to protect our rights or property. Except as described in this privacy policy, we will not use your personal information for any other purpose unless we describe how such information will be used at the time you disclose it to us or we obtain your permission.

 Opt Out

You are not required to supply any of the personal information that we may request. However, failure to do so may result in our being unable to open or maintain your account or to provide services to you. While we make every effort to ensure that all information we hold about you is accurate, complete and up to date, you can help us considerably in this regard by promptly notifying us if there are any changes to your personal information.